William C. Marsh
Chairman of the Board, President & Chief Executive Officer
William Marsh

William C. Marsh is Chairman of the Board, President and Chief Executive Officer of the Corporation and the Bank. Mr. Marsh was formerly Chief Financial Officer and Treasurer of the Corporation and the Bank. Prior to this, Mr. Marsh served in similar finance executive positions with publicly traded community banks in western Pennsylvania and Maryland, and served as a manager in the financial services audit practice of KPMG, LLP in Pittsburgh, PA. Mr. Marsh is a graduate of Clarion University of Pennsylvania and a certified public accountant licensed in Pennsylvania.

Mr. Marsh’s professional affiliations include the following:

  • Director, Board of Directors of the Federal Home Loan Bank of Pittsburgh.  Currently serves as Vice Chairman of the Board's Affordable Housing, Products and Services (AHPS) and Enterprise Risk Management Committees and serves as a member of the Board's Operational Risk Committee. Past member of the Board's Audit and Finance Committees.
  • Past Chairman of the Board of Directors of the Pennsylvania Bankers Association. 
  • Advisory Board Member for the Clarion University of Pennsylvania College of Business Administration Advisory Council.
  • Former Member of the Butler County Community College (BC3) Foundation Capital Campaign Steering Committee.
  • Former Advisory Board Member for the Federal Reserve Bank of Cleveland’s Community Depository Institutions Advisory Council (2011 – 2015).
  • Former Director, the Board of Directors of the Community Development Corporation of Butler County (2008 – 2015).
  • Former Advisory Board Member of Beaver Steel Services, Inc. (2010 - 2011).
  • Former Board Member of the Allegheny-Clarion Valley Kiwanis (2006 - 2012).
  • Also a member of the Pennsylvania Association of Community Bankers, the American Institute of Certified Public Accountants, the Pennsylvania Institute of Certified Public Accountants, the American Bankers Association and the Financial Managers Society.

Matthew J. Lucco
Secretary & Chief Risk and Strategy Officer
Matthew Lucco

Matthew J. Lucco is the Secretary and Chief Risk and Strategy Officer of the Corporation and Senior Vice President, Chief Risk and Strategy Officer of the Bank. Mr. Lucco was formerly the Chief Financial Officer of Salvage Direct, Inc. in Titusville, PA and previously served as Vice President for F.N.B. Capital Corporation, the Capital Markets division of F.N.B. Corporation. Prior to this, Mr. Lucco served as a financial analyst for F.N.B. Corporation and served in the Commercial Banking division of First National Bank of Slippery Rock. He earned his MBA from the University of Pittsburgh, Katz Graduate School of Business and his B.S. in Finance from Grove City College.

Amanda L. Engles
Treasurer & Chief Financial Officer
Amanda Engles

Amanda L. Engles is the Treasurer and Chief Financial Officer of the Corporation and Senior Vice President and Chief Financial Officer at the Bank. Ms. Engles has served as Vice President and Controller of the Bank since 2007 and has worked in the financial industry for over 13 years.  She holds a Master of Business Administration degree and a Bachelor of Science in Business Administration degree, with a concentration in Accounting, from Clarion University of Pennsylvania.

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Emclaire Financial Corp
612 Main Street
P.O. Box D
Emlenton, PA 16373
(844) 767-2311

Investor Relations Contact
Mr. William C. Marsh
Chairman of the Board, President and CEO

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